Debt Collector Engaged
Woke up early today. Guess I am nervous about my appointment with Kelvin Ho from Singapore Debt Collection Service later at 10.30am
He has told me to prepare all screenshots of the messages between me and that asshole, all transactions as well as his acknowledgement of the money he owe and scammed from me as proof. It’s not difficult, as I have always kept them
So met Allan at vision before 10.30am before Kelvin arrived. I’m so grateful to Allan for his help and support during this period of time where I finally realized the truth about ah ji, as well as the hardship I have to go through working day and night just to clear my debts…
So my dear Em Yeu, if you can, please remain in contact with Allan. He is really a worthy friend who has always been supporting both of us without asking for anything back in return. Please don’t listen to that liar anymore and judge for yourself who are your true friends
As well as a true love whom has been waiting for you behind the number you have blocked…
This is the final amount I have recorded that he owed me till date, which includes the money I passed to him to settle your salary, CPF and BB house Feb rental which more than half of it didn’t go to my Em Yeu…
So I’ve sent everything including all my screenshots to Kelvin, and it become real simple for Kelvin, and he just called Ah Ji the spot using speaker call in his office with me and Allan listening, and informed him that he is now representing me in collecting all the debts he owe me from now on.
Too bad you still have the wrong understanding towards me and still want me out of your life at this moment, or else I wanted to chase after him for the amount he owe you as well. But I know the amount he owe you should be nothing compared to mine, as you are a smarter gal towards trusting people and money compared to me.
I’m really stupid and an idiot when it comes to trusting the wrong people and threw away so much money on the wrong people all my life…
Over the phone, ah ji tried negotiate a payment term of 800-1k per month for the 1st 3 months, so kelvin prepared an agreement and arranged to meet him under his block at 12.30pm to sign.
So Allan and me left his office for work before 12pm so that he can prepare to meet ah ji.
By around 2pm, Kelvin has updated me that ah ji has acknowledged the total amount he has borrowed and scammed from me, and signed on the repayment agreement.
But frankly speaking, I was a bit disappointed… I have been suffering over the past 2 months working my ass off every single day running orders till wee hours of the morning, as I am under extreme pressure to pay off my legal loan of total 3k on top of my own credit card bills, daily and household expenses etc… but end up ah ji only signed an repayment amount of 800-1k per month only.
Em Yeu, what do you think? Do you also think I’m letting him off to easy compared to what I’ve been through?
But well, Allan believed that ah ji won’t even be able to pay me 800 by end of this month. And today, ah ji has acknowledged and signed on a legal document that he owed me 16k in total. That is actually the best thing we have achieved today
Yeah, to a certain extent I do agree with him. Ah ji has finally taken up real legal responsibility of this 16k, compared to what he always do – all verbal talks but only give excuses when repayment time comes.
So from now on, I can tell everyone that Ah Ji has finally acknowledged and even signed that he has borrowed and scammed from me a total of 16k, which he will never return otherwise
Then I told Allan, “Let’s hope he doesn’t disappoint us by returning me the money. I’m waiting for Kelvin to humiliate him the moment he is unable to cough out the money”
But of course, I gotten Allan to help drop you a message to not lend ah ji anymore money. The last thing I want to see, is ah ji using your money to return me, like what he did by giving my money he gotten from me to you…
After which you have reacted to his message with a “👌🏻”. I was so happy when Allan told me you reacted and reply…
And yes, the most important thing in my mind, is still your bank loan and new house… as long as you have secured your own house, you will be able to hold your head high in front of Kenny and he will think twice before he treat you bad again…
As long as you and the children can get your happiness, nothing else matters to me more…
So for now, I don’t need to think about that bastard anymore and focus on working. As sad as it is, I still need to continue working to clear this months repayment myself…
*****
But Elsa has tested herself COVID positive today. So I ended work early to come home to check on her. Guess I’ll need to check on her more often for the next few days and pack food for her as well.
Don’t worrie Em Yeu. I have tested myself today and I’m still negative. But Elsa is going to isolate herself and keeping her distance from me at home for the next few days. She has also inform her boss and will be working from home for the time being until she is cleared.
So right now, I’m the only person in my whole family who hasn’t gotten COVID yet. While I certainly hope it can stay that way, at least until my finances are more stable…